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Who’s playing the mobile payments game?

Retail is one of six markets currently competing in the mobile payments game. Financial institutions, Wireless network providers, Mobile payment services, Traditional payment services and Device makers, join Retailers to make up the six players.

According to Appinions Inc. a Manhattan-based startup that provides influence-marketing services, Apple is in the top spot as reported by its Digital Mobile Payments Influence Study. We may well see a mobile wallet from Apple in the next month or so, in

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Multi-channel needs store, online and mobile

A three-tiered approach to convenient shopping – store, online and mobile, is being flagged as the successful mix for a multi-channel business looking for competitive edge. Store retailers may not be seeing vast growth right now, but apparently they are more likely to stay on top of online sales that are currently growing, and mobile is driving sales in this area up and onwards.

“Whilst online retail sales will be up by around 14% year-on-year, store-based retailers will account for the

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Mobile shopping, convenient for customer and store

Product information, price comparisons, social network reviews, e-vouchers, and payments. These are just some of the consumer-based offerings that smart phone and tablets can keep customers engaged with on behalf of retailers.

With smartphones now an everyday item for most people, retailers are catching on to the fact that without mobile technology they are in danger of losing business and bringing in less sales.

Importantly new research has shown that mobile alone is not enough, and that retailers

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Is multi-channel technology the answer to Sunday Trading?

Right now retailers across the UK are debating the need to relax Sunday Trading Act, and perhaps multi-channel electronic point of sale technology can help them to win their argument.

This is the Act that came into effect in August 1994 that allowed stores over 3,000sq ft to open for six hours only on a Sunday between 10am and 6pm (closing all day on Easter Sunday), while stores under 3,000 sq ft have no restrictions.

The act was introduced to support the opinion that no worker should be forced

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QR codes for quick pay

QR (Quick Response) codes are being increasingly pushed as quick and easy payment solutions.

Businesses are able to create multiple codes and add them to bills as well as business cards, websites, point or sale and product labelling.  Customers then scan the QR code using apps that have been downloaded onto their mobile devices, which link to an online payment page set up for the payment in question. Payment is then instant for both parties.

Banks such as Barclays are promoting their own handy

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